Major Credit Cards – UK Credit Cards Online Deals
What are the main credit cards?
Major credit cards are the most popular credit cards accepted around the world.
Cards are provided by Visa, MasterCard, or American Express, which are the world’s largest payment service providers.
Credit is issued by a mix of major banks, major retailers and credit providers, giving these major cards recognizable names like Barclaycard or MBNA.
Why are they popular?
Major credit cards offer a wide range of benefits. They are often popular because they provide the best benefit for each category.
They can have the longest balance transfer period or the longest 0% period for purchases. But many are popular because they are open to people with bad credit.
What are the advantages of a major credit card?
There are no specific benefits beyond having a recognizable name on your card and a large, reputable company to deal with.
It is more important to consider the advantages of a specific card
You could take comfort in knowing that you are dealing with a large, recognized company, which complies with all consumer rules and regulations, both internationally and at UK level.
What types of major credit cards are there?
Major credit cards tend to be balance transfers, 0% purchase credit cards, and “bad credit” credit cards, reflecting their popularity. This is due to the useful benefits they offer.
Balance transfer cards can be used to clear existing credit debts and the majority of the major ones charge no interest for at least a year, provided you meet the minimum monthly repayments.
0% purchase credit cards offer free short-term credit, typically offering no interest on card purchases for at least a year, but some offer this benefit for longer. As long as you can pay off your balance before the 0% interest period expires, you could effectively borrow for free.
Bad credit credit cards offer a way for those with bad credit history to borrow and improve their credit score. If you are applying for any of them, remember to use this responsibility to avoid getting into more debt.
If these types of credit cards don’t meet your needs, there are many other major types of credit cards – from low APR cards (one of the better choices for sustained borrowing) to reward cards, that give you money or loyalty points (like in frequent flyer miles) as you spend.
Do I have to get a major credit card?
While major credit cards often offer the most competitive benefits, you should always take a close look at any credit beyond the major offers and think about what you need from a card.
Shop around, as lesser-known credit cards may offer the best benefits for your personal financial situation.
What does “most popular” mean?
When we use the term “most popular” on Uswitch in reference to credit cards, these cards are ranked based on the number of clicks they have received on the site in the last 48 hours.
The most clicked cards are at the top, the least at the bottom. This reflects their popularity with visitors to Uswitch.com. Therefore, this is a good table to look at if you want to see which cards most people think are worth buying.
Does Uswitch compare all the credit cards on the market?
We compare credit to over 100 credit cards from all major banks and credit card providers.
However, we do not compare all of the credit cards available in the UK.
This is because some credit card providers have offers that are only available on their own website or branch, or other comparison websites – in the same way that some credit cards are exclusively available through Uswitch.
There are also many credit cards that are only available to members of member organizations and clubs.
What does it mean if a card is listed as an “advertisement” or “promotion”?
We sometimes receive payments from card providers to display their cards in prominent places.
These are advertisements and are designed to be distinct and separate from other cards in our comparison charts. We hope this makes it clear which cards are top notch offers and which cards are paid for promotions.