Bankroll – MYNYML http://mynyml.com/ Wed, 15 Sep 2021 06:21:43 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://mynyml.com/wp-content/uploads/2021/05/cropped-icon-32x32.png Bankroll – MYNYML http://mynyml.com/ 32 32 How Afterpay becomes the king of “buy now, pay later” services https://mynyml.com/how-afterpay-becomes-the-king-of-buy-now-pay-later-services/ https://mynyml.com/how-afterpay-becomes-the-king-of-buy-now-pay-later-services/#respond Tue, 14 Sep 2021 15:30:25 +0000 https://mynyml.com/how-afterpay-becomes-the-king-of-buy-now-pay-later-services/ Buy now, pay later: that sounds too good to be true. Yet Nick Molnar, co-founder and co-CEO of Afterpay, has built an entire business around layaway financing – no credit checks, no interest, and no fees. Anyone with a bank account in the US, UK, Australia, New Zealand, and Canada can use Afterpay to buy […]]]>

Buy now, pay later: that sounds too good to be true.

Yet Nick Molnar, co-founder and co-CEO of Afterpay, has built an entire business around layaway financing – no credit checks, no interest, and no fees.

Anyone with a bank account in the US, UK, Australia, New Zealand, and Canada can use Afterpay to buy anything (and as much) from partner stores on the platform. Payments are divided into four installments, with an upfront payment due at the time of purchase and the remaining portions due over a six-week period. Think of Afterpay as a credit card service with none of the downsides.

After witnessing the setbacks of the 2008 financial crisis – and seeing many consumers (especially millennials) shift away from credit cards as a result – Molnar wanted to create a platform that made shopping more accessible while remaining fiscally responsible. “[The founders of Afterpay] decided early on that we never wanted our consumers to go into debt, ”said Molnar Grab in an interview. “We keep the interests of our consumers at heart. “

Nick molnarAfter payment

Molnar grew up in retail, with his family in the jewelry industry and later his own online jewelry business, based in his college room. “Growing up in retail gave me insight into business dynamics,” he says, noting that this dynamic changed after the 2008 financial crisis sparked a global wave of budget anxiety. Much like a phoenix, Afterpay was born out of the protest and tragedy that surrounded the economic crash, says Molnar.

“Our vision about justice and financial freedom is something that we are concentrated everyday.

Brainstorm with his neighbor, Anthony Isen – who lived opposite Molnar’s parents in Australia – Molnar started his layaway business in 2014, later securing a first round of investment in 2015. Afterpay went public at the Australian stock exchange the following year, he said, adding that “from that point on, [the company] scaled up pretty quickly.

A new way to shop

toondelamour / E + / Getty Images

Buy now, pay later, the platforms have now grown into an industry of their own: Klarna, Affirm, and Zip from some of the options available, while existing companies like PayPal have created their own layaway services and bought others. As one of the first platforms available, Afterpay has partnered with Millennial and Gen Z brands like Urban Outfitters, Sephora, Target, Foot Locker, REVOLVE, Bed Bath & Beyond and Following. Yet with the growing number of layaway services available – and the growing number of users – any store may soon offer an option to buy now, pay later.

Molnar is hoping that kind of growth will occur, especially as Afterpay will also expand from online shopping to in-store purchases. “The gap between income and prices is only widening,” he said, referring to the economic divide that many buyers, especially teenagers, are experiencing. “Our vision of fairness and financial freedom is something we focus on every day. Currently, Afterpay has a total of 20 million users in the United States alone, with an average consumer age of 33. Gen Z is the fastest growing layaway service consumer base, according to the company.

As Afterpay becomes available in stores, its accessibility factor will also bring shoppers to physical locations, which have seen a significant drop in foot traffic during the pandemic. The layaway service “compliments” retail stores, says Molnar, offering direct-to-consumer services like dressing rooms and vendors as well as feasible payment methods.

Drew Angerer / Getty Images News / Getty Images

Afterpay’s accessibility guarantees its retail partner more business, according to Molnar – but with trends increasingly rapid thanks to social media, such access can become unsustainable. Young consumers, influenced by Instagram and TikTok, buy fashions that last for weeks or even days; Afterpay makes these trendy pieces available. The endless and perhaps overly accessible cycle encourages customers to overconsume.

” We dont do credit checks, and U.S never represent charge interest. ”

“We don’t do credit checks and we never advocate charging interest,” says Molnar, saying these user-friendly features also prevent consumers from abusing Afterpay. “The moment someone is late on a payment in installments,” he says, “he cannot continue to transact until he has paid.” By operating unlike a finance or credit card company, Afterpay minimizes losses while protecting consumers, Molnar adds.

Accessible

NYFW Afterpay ConfigurationAfter payment

Most recently, Molnar’s inclusive layaway service made an appearance at one of the most exclusive gatherings in the world: New York Fashion Week. A series of live races and interactive events gave consumers the chance to purchase new collections (and pay later), style freshly launched pieces, and celebrate the accessibility of fashion.

On TikTok, Afterpay devotees joked about how the platform would provide even more opportunities, saying they could soon use the layaway to buy a mansion next to Kylie Jenner’s. At this, Molnar laughs, saying he likes the idea; Maybe Afterpay will expand to the real estate market as well. As of yet, there are no plans to do so – but for Molnar, nothing is out of the question.


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Limitless Tire Saves Customers 12 Months of Payments with No Credit Check Financing https://mynyml.com/limitless-tire-saves-customers-12-months-of-payments-with-no-credit-check-financing/ https://mynyml.com/limitless-tire-saves-customers-12-months-of-payments-with-no-credit-check-financing/#respond Fri, 10 Sep 2021 20:56:07 +0000 https://mynyml.com/limitless-tire-saves-customers-12-months-of-payments-with-no-credit-check-financing/ Enter Wall Street with StreetInsider Premium. Claim your 1-week free trial here. Toronto, Ontario – (Newsfile Corp. – September 10, 2021) – Limitless Tire offers rim and tire financing anywhere in Ontario without any credit checks or down payments. Now you can get tires, custom wheels, full car wraps, lowering / raising vehicle suspensions and […]]]>

Enter Wall Street with StreetInsider Premium. Claim your 1-week free trial here.


Toronto, Ontario – (Newsfile Corp. – September 10, 2021) – Limitless Tire offers rim and tire financing anywhere in Ontario without any credit checks or down payments. Now you can get tires, custom wheels, full car wraps, lowering / raising vehicle suspensions and more without having to worry about it affecting your credit score. Low credit scores, new credit scores and bankruptcy are no longer a problem.

“Unfortunately, this industry thrives by taking advantage of the customer,” said Faisal Mohammad, vice president of operations at Limitless Tire. “We’re here to change that. We’ve partnered with several financial institutions to make sure customers receive the lowest monthly payment options.” Limitless Tire is one of the largest wheel and tire retailers in Canada and has been endorsed by several well-known Canadian personalities including Superfan Nav Bhatia, Drake OVOROXX’s personal trainer, rapper / philanthropist Kardinal Offishall and personality from the morning talk show Azalea Hart.

Limitless Tire has always offered options to customers that are not available in the mass market. They continue to follow this model by further exploring and creating options that will make it easier for consumers to purchase automotive products, including tires and rims. For this reason, Limitless Tire is also growing rapidly with the opening of several locations each year since 2018.

Automakers produce millions of cars every year, and many people want to make their vehicle unique and different by modifying and changing the vehicle as they see fit. Unfortunately, it is not within the capacity of every person to be able to afford these changes. Limitless Tire makes it all possible by offering unique financing services that make it easy for customers to make their dreams come true without having to worry about breaking the bank.

Can’t see this video? Visit:
https://www.youtube.com/watch?v=3Abj3ByxCLA

About Limitless Tires:

With over 10 years in business and over 40,000 satisfied customers, Limitless Tire has become one of the most popular names in the wheel and tire industry. Our staff have extensive experience in tires and wheels, which makes problem solving very easy and helps customers meet even the most unique requests.

For more information, please visit www.limitlesstire.com

Contact :
Safer Qureshi
VP Investor Relations
416-825-4620

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/96179


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Get your hands on a PS5 as UK retailers FINALLY restock https://mynyml.com/get-your-hands-on-a-ps5-as-uk-retailers-finally-restock/ https://mynyml.com/get-your-hands-on-a-ps5-as-uk-retailers-finally-restock/#respond Fri, 27 Aug 2021 09:28:43 +0000 https://mynyml.com/get-your-hands-on-a-ps5-as-uk-retailers-finally-restock/ When Sony released the long-awaited PlayStation 5 in November of last year, avid gamers scrambled to get their hands on the console. But pre-orders quickly sold out, and PS5 fans were stuck in long lines online, only to find that there were no more PS5s in stock. To date, finding new inventory has been difficult […]]]>

When Sony released the long-awaited PlayStation 5 in November of last year, avid gamers scrambled to get their hands on the console. But pre-orders quickly sold out, and PS5 fans were stuck in long lines online, only to find that there were no more PS5s in stock.

To date, finding new inventory has been difficult as Sony grapples with supply issues, a global semiconductor shortage and, of course, a global pandemic. That’s why it’s such big news when UK retailers restock, especially with a slew of new PS5 games expected in the coming months.

Jim Ryan, CEO of Sony, told the Financial Times: “The pace of supply chain improvement will accelerate throughout the year. By the time we get to the second half of [2021], you’re going to see some really decent numbers.

In August alone, 15 UK retailers released inventory, with an influx of units available including Game, John Lewis & Partners, Smyths Toys, Very, Asda, Amazon, ShopTo and Argos.

  • Very
  • Argos
  • To analyse
  • Game
  • Smyths Toys
  • AO.com
  • Amazon
  • ShopTo
  • John Lewis & Associates
  • Asda
  • Currys PC World
  • Tesco
  • BT
  • EE
  • Box.co.uk
  • As Studio

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Recent PS5 restocking drops

Over the past few weeks, retailers have given up inventory, sometimes more than once. Recently, we saw Game join the resupply race with six drops in one week. Meanwhile, Currys posted on their website saying, “Want to bring home a brand new PS5 today? We currently have a bunch of PlayStation 5 disc packs in some stores.

“And to make it fair for everyone, we’re limiting ourselves to one PS5 per person. Plus, don’t forget to ask in-store for our PlayStation trade-in and flexible credit offers.”

Unfortunately, there aren’t specific details on how to order just yet, but it’s important to remember that these units will only be available in specific stores, so check the full list here to avoid disappointment when rushing to your local store.

Earlier in the week, Amazon should have experienced a drop in PS5 stocks as well, but this has yet to be confirmed.

How to order a PS5

If you’re desperate to get your hands on a PlayStation 5, you’ll need to be diligent and pay close attention to news sites and dedicated accounts like @ PS5StockAlertUK on Twitter. Powered by @StockCheckerUK, this is one of the fastest and most trusted sources of PS5 drop stocks in the UK.

Did you manage to get your hands on a PS5? Let us know how you got it on Twitter.

And make sure you have the best broadband for the ultimate gaming experience, especially if you go for the PS5 digital edition. You don’t want to download games with a weak internet connection because it will take longer to get started.

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Low cost internet for the elderly https://mynyml.com/low-cost-internet-for-the-elderly/ https://mynyml.com/low-cost-internet-for-the-elderly/#respond Mon, 23 Aug 2021 20:44:00 +0000 https://mynyml.com/low-cost-internet-for-the-elderly/ These days, it’s not easy to get people to agree on anything. If I said the water is wet I’m sure you could find 3 out of 10 people to say I’m crazy – “Everyone knows the water is dry!” And you would definitely get a wide variety of opinions if you asked if the […]]]>

These days, it’s not easy to get people to agree on anything. If I said the water is wet I’m sure you could find 3 out of 10 people to say I’m crazy – “Everyone knows the water is dry!” And you would definitely get a wide variety of opinions if you asked if the internet is good or bad. But what cannot be denied is the importance of being connected to the Internet.

According to surveys conducted by the Pew Research Center, 75% of people aged 65 and over use the Internet, and 64% of seniors use their broadband connection at home to do so. These numbers have steadily increased over the past decade, and they have become even more pronounced during the COVID-19 pandemic, as in-person gatherings have been avoided for FaceTime, Zoom, and other tools. video chat.

The need to be online is acute, but all too often the price to be connected can be high – and a particular problem if you’re a fixed income retiree. How to find a cheap internet for seniors? We’re glad you asked. Here are some ideas.

If you qualify for government assistance, you could save hundreds of dollars on the Internet from home each year.

Sarah Tew / CNET

Start with some useful government programs

Unlike your local restaurant, Internet service providers do not really offer discounts for seniors. There are certainly some ISP-specific offerings worth exploring (and we’ll talk about them in a moment), but your best bet is to take advantage of federal programs first. Two come to mind – one has been in existence since 1985 and the other is a temporary policy that has just been put in place in 2021.

You should start your research with Safety rope, a program that has been around for decades and can help eligible customers pay their phone or internet bills. While not specifically aimed at seniors, many of its qualifiers – including participation in Medicaid, Supplemental Security Income, and Veteran’s Pension and Survivor Benefits – apply to seniors. . Lifeline also aims to help low-income households, so retirees with particularly tight fixed incomes, including those on Federal State Housing Assistance or those using the Supplemental Nutrition Assistance Program, could also to participate.

What do you get if you qualify? Seniors can get up to $ 9.25 per month on their Internet bill for a total of $ 111 per year on the cost of being connected at home.

Best of all, once you’re eligible for Lifeline, you’re also eligible for the government’s newest broadband emergency allowance, a grant program from the Federal Communications Commission. Again, this is not aimed specifically at the elderly, but those eligible for Lifeline assistance may also qualify for this temporary benefit, which offers a monthly rebate on the cost of broadband service as long as the funds remain. federals last. Provisions of the last infrastructure bill would make the benefit permanent, so if that language makes it to the president’s office, you might consider reliable delivery for the foreseeable future.

What’s interesting is that you can use EBB funds for the ISP specific programs we list below and you might find that this fully covers the cost of your monthly internet bill! Another option is to use the EBB to help pay for a faster plan to help you stream your favorite TV shows better or get a better connection on those video chats with the family.

Finally, let me give you a word of caution: beware of “bargain” pages on some ISP sites. Many are just glorified advertisements masquerading as helpful advice. Instead of showing you legitimate discounts or showing you special offers, they try to sell you faster plans. Use absolute judgment when shopping.

Best Internet offers and discounts for seniors

Ry Crist / CNET

If you are receiving SSI benefits in California or participating in SNAP in any of the 21 states in the AT&T service area, you are eligible for this program, which offers download speeds of up to 25 megabits per second for 5 to $ 10 per month. You won’t have to deal with setup fees, contracts or deposits. In addition, until December 31, AT&T waives all data overage charges.

Read our review of AT&T’s Home Internet.

Optimum

This program includes eligibility for individuals 65 years of age and older who receive SSI and U.S. Army Veterans receiving state or federal assistance. The contract-free internet plan offers download speeds of up to 30 Mbps for $ 15 per month. It also includes a low cost installation, unlimited data, and a free modem / router combo.

Read our Optimum Home Internet review.

Ry Crist / CNET

This affordable internet plan costs $ 10 per month and offers download speeds of up to 25 Mbps. No contract or credit check is required. While not exclusively for seniors, it is open to eligible low-income households and SSI participants. In addition, RCN offers the first 60 days for free.

Learn more about the best cable Internet options.

Increase broadband

Sparklight

Sparklight offers help to low-income families and seniors. It will make its 15 Mbps plan available for $ 10 per month for the first three months of service. This will be in effect until December.

Read our Sparklight Home Internet review.

Ry Crist / CNET

People aged 65 and over benefiting from the SSI are eligible for this aid scheme. It offers download speeds of up to 30 Mbps for $ 15 per month and includes a free modem, no data limit, and no contracts.

Read our review of the Spectrum Home Internet.

Smith / Gado / Getty Images Collection

Ry Crist / CNET

If you’re a senior, participating in Medicaid or SSI, or receiving a VA pension, you may be eligible for this Internet plan, which offers download speeds of up to 50 Mbps for $ 10 per month. No credit check is required, and attendees also get free access to Xfinity Wi-Fi hotspots. Finally, until December 31, new eligible customers will receive 60 days of free service.

Read our Xfinity Home Internet review.

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4 ways businesses can avoid loan scams and predatory lenders https://mynyml.com/4-ways-businesses-can-avoid-loan-scams-and-predatory-lenders/ https://mynyml.com/4-ways-businesses-can-avoid-loan-scams-and-predatory-lenders/#respond Sat, 21 Aug 2021 10:52:30 +0000 https://mynyml.com/4-ways-businesses-can-avoid-loan-scams-and-predatory-lenders/ “Secured loan approval; receive funds within 24 hours. “No credit check; interest rate starts at 0%; only a low application fee is required.” These statements may sound good enough to a small business owner who is in desperate need of capital. But, as the old saying goes, “if something sounds too good to be true, […]]]>

“Secured loan approval; receive funds within 24 hours. “No credit check; interest rate starts at 0%; only a low application fee is required.” These statements may sound good enough to a small business owner who is in desperate need of capital.

But, as the old saying goes, “if something sounds too good to be true, it probably is,” says Carolina Martinez, CEO of CAMEO, the statewide microenterprise network. from California. Just because it’s the most common attractive solution you hear doesn’t mean it’s the right solution, she says.

Many small businesses are still recovering from the financial impact of the COVID-19 pandemic, and with the end of the paycheck protection program and bank loan approvals below 20%, scammers and predatory lenders are taking the opportunity to move into companies that are looking for financing.

Protect yourself from potential bad actors and find legitimate capital for your business with these four tips.

1. BEWARE OF SPEED

Speed ​​isn’t always better when looking for business financing. “Beware of quick selling,” says Tom McHale, president of Pursuit, a community lender operating in New Jersey, New York and Pennsylvania.

While some online lenders are great at being quick, predatory lenders can rush you through the loan process to push you into an expensive product without fully understanding the terms.

“You’re going to pay much higher rates and fees for this money than for traditional financing which might take a little longer,” McHale said.

He recommends that businesses look for lenders that allow them to speak directly to a representative – rather than just a bot or live chat – so you can ask questions and understand the terms and conditions of the loan.

And if a lender is unwilling to show you the terms and rates of the loan in advance, that’s a red flag.

2. NEVER PAY MONEY IN ADVANCE

“Don’t pay money up front to be able to get a loan,” says Frank LaMonaca, president of the Southeastern Connecticut chapter of SCORE, a network of volunteer mentors that supports small businesses across the board. country. “You should never have to do this.”

A reputable online lender will not charge any fees unless you are approved for a loan. If a lender wants money just to watch your claim, that’s a dead giveaway, says La Monaca.

“No one should be asking you $ 2,500 to apply for a loan. You should be able to apply for free, ”he says.

Likewise, don’t trust emails that appear to come from government agencies asking for personal information like your social security number, requesting an upfront payment, or guaranteeing loan approval. The US Small Business Administration recommends being on the lookout for these phishing scams, as well as other types of grant and loan frauds, especially those related to COVID-19 relief aid.

3. EXPLORE ALL YOUR LOAN OPTIONS

Businesses may have more financing options than they realize.

Understand your power in the market, says LaMonaca. There are a variety of loan programs to choose from, including those aimed at specific types of businesses, such as women-owned businesses, minority-owned businesses, and veteran-owned businesses.

Community development financial institutions, known as CDFI, nonprofit lenders, and reliable online financial services companies can offer loans at affordable rates and on competitive terms, even for new or new businesses. who cannot claim bank financing.

Some of these lenders, like CDFIs, can help businesses burdened with predatory loans refinance into better products, Martinez says.

You can search for local CDFIs on the SBA website, as well as through organizations like Opportunity Finance Network, the national association of CDFIs. Reading reviews and referring to resources like the Small Business Borrower Bill of Rights can also help you find reliable lenders online.

4. SURROUND YOURSELF WITH GOOD EXPERTS

If you don’t know how to find the right financing for your business, or want to make sure you’re not signing a bad deal, turn to the experts. You can work with an accountant, lawyer, or other financial expert to help you through the process and even to review your loan application and agreement.

The majority of CDFIs come with a full support ecosystem to help small businesses assess their financial position, business models and strategies, as well as access capital, says Martinez.

In addition, organizations such as SCORE and the Small Business Development Centers administered by the SBA offer free business advisory services. You can search their websites to find experts in your area to work with your business and browse for additional online resources.

LaMonaca emphasizes the importance of building a team and nurturing relationships to help you run your business – the best business owners don’t go it alone. “The best have great people around them,” he says.

This article was provided to The Associated Press by the NerdWallet personal finance website. Randa Kriss is a writer at NerdWallet. Email: rkriss@nerdwallet.com.


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Analysis: Afghan Taliban have influential friend in China | Tom Roeder | Military https://mynyml.com/analysis-afghan-taliban-have-influential-friend-in-china-tom-roeder-military/ https://mynyml.com/analysis-afghan-taliban-have-influential-friend-in-china-tom-roeder-military/#respond Wed, 18 Aug 2021 19:14:45 +0000 https://mynyml.com/analysis-afghan-taliban-have-influential-friend-in-china-tom-roeder-military/ The Taliban overthrew the Afghan government elected on Monday. On Tuesday, the gun-armed Taliban leaders who assaulted cameras in the presidential palace in Kabul received warm greetings from Beijing. Welcome to Belt and Road, China’s outward openness policy that traps the Third World. And Afghanistan, which shares a 50-mile border with China, is now a […]]]>

The Taliban overthrew the Afghan government elected on Monday. On Tuesday, the gun-armed Taliban leaders who assaulted cameras in the presidential palace in Kabul received warm greetings from Beijing.

Welcome to Belt and Road, China’s outward openness policy that traps the Third World. And Afghanistan, which shares a 50-mile border with China, is now a perfect target.

“The facts have proven once again that the military intervention of certain countries against a sovereign state in the name of democracy and human rights has seriously undermined the sovereignty and territorial integrity of the country concerned,” causing serious damage to its economic and social development and leading to massive civilian casualties. victims and displacement, “Chinese Foreign Ministry spokesman Zhao Lijian sang Tuesday.” These countries should immediately end illegal military interventions and make concrete efforts to safeguard world peace and security and promote and protect human rights. “

By hugging the Taliban, China is once again opening the world’s largest pawnshop. Impoverished countries like Afghanistan can put natural resources as collateral for infrastructure, no credit checks or human rights studies are required.

Lamborn calls on the Pentagon and intelligence agencies for the

Iran’s brutal regimes in Venezuela are getting economic growth, which helps them cling to power. China first gains bushels of influence, isolating Chinese President Xi Jinping who is viewed with suspicion by the West and in the capitals of Asian democracies.

As politics unfold, China gains unrestricted access to oil, mineral wealth and other natural resources, and widely open markets for its industrial production.

In Congo, Belt and Road brought China 10.6 million tonnes of copper and 600,000 tonnes of cobalt.

Analysis: Pentagon sets golden rule for satellites, treaty should follow |  Tom roeder

Zimbabwe pledged platinum. Kenya has established its coffee harvest and ceded title to the ports of Nairobi and Mombassa. Iran has pledged crude oil and natural gas.

Dictatorships often face economic problems. China is a friendly lender. Can’t pay? China will keep the pledged goods.

Afghanistan has a lot to do with it. A Pentagon study has found it to have more than $ 1 trillion in untapped mineral wealth, including one of the richest lithium deposits on the planet. A key material in the production of batteries for everything from cellphones to Tesla automobiles, lithium trades at $ 7 a pound, nearly 90 times the price of iron ore.

Analysis: It's time for Afghanistan to find its own heroes |  Tom roeder

And Afghanistan offers much more to China than mineral wealth. Influence over the influential Taliban could help Beijing take control of Islamic militants in its far western provinces.

China has used concentration camps and police power to suppress Muslims, most of the Uyghur minority group, being looked down upon by the United Nations and Western powers. But China has remained in contact with the Taliban, prompting allegations that Beijing has helped militants thwart US efforts in Afghanistan.

If the Taliban said a good word, however, militancy could ebb. At the Ministry of Foreign Affairs in Beijing, Zhao Lijian is already smiling.

“China’s position on the Afghan issue is clear and consistent,” he said. “We hope that Afghanistan can form an open, inclusive and broadly representative government that echoes the widely shared aspirations of its own people and the international community.

Contact Tom Roeder: 636-0240

Twitter: @xroederx


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72% of landline calls come from scammers, according to TalkTalk https://mynyml.com/72-of-landline-calls-come-from-scammers-according-to-talktalk/ https://mynyml.com/72-of-landline-calls-come-from-scammers-according-to-talktalk/#respond Thu, 11 Mar 2021 05:24:32 +0000 https://mynyml.com/72-of-landline-calls-come-from-scammers-according-to-talktalk/ We’re even finding that scammers are more likely to be in touch than our family members – 64% of calls come from family. And it’s not just landlines that scammers contact us on. 43% of those surveyed said they had received a suspicious-looking text message in the past month, and 63% had received a suspicious […]]]>

We’re even finding that scammers are more likely to be in touch than our family members – 64% of calls come from family.

And it’s not just landlines that scammers contact us on. 43% of those surveyed said they had received a suspicious-looking text message in the past month, and 63% had received a suspicious e-mail.

In fact, the real numbers could be even higher than that: 42% of those polled said they didn’t think they would be able to spot a scam.

TalkTalk undertook the research in partnership with Get Safe Online, and the two are now launching a nationwide Beat The Scammers campaign. Together, they’ve created an online scam protection resource center, including a breakdown of the most common tactics used by scammers.

It also shares important anti-scam information with all of its customers, through brochures, emails, and its customer service line. Hopefully that 42% will drop in no time, the supplier hopes.

There are four main tactics crooks will use, says TalkTalk. They are:

  • Pretend you’re a brand you trust – like a well-known company, your broadband provider, or your mobile network
  • Encourage you to share personal information, citing personal information they already have
  • Create a sense of panic, saying you need to act quickly on a problem – like an “unpaid bill”
  • Make the call plausible, for example by involving another person in the conversation or playing the sound of a noisy office in the background

Find out more info, take the scam IQ test and share your scam stories on talktalk.co.uk/beatthescammers.

Source: Speak speak

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Virgin Media acquires Wi-Fi hotspot company Arqiva WiFi https://mynyml.com/virgin-media-acquires-wi-fi-hotspot-company-arqiva-wifi/ https://mynyml.com/virgin-media-acquires-wi-fi-hotspot-company-arqiva-wifi/#respond Thu, 11 Mar 2021 05:24:32 +0000 https://mynyml.com/virgin-media-acquires-wi-fi-hotspot-company-arqiva-wifi/ Currently, the hotspots cover 6,500 locations, most major UK airports, 100,000 hotel rooms and many restaurants, motorway service stations and other businesses. It also holds exclusive licenses for fitting equipment to street furniture in 12 London boroughs. Virgin Media will most likely take the hotspots and integrate them into its existing network, allowing its customers […]]]>

Currently, the hotspots cover 6,500 locations, most major UK airports, 100,000 hotel rooms and many restaurants, motorway service stations and other businesses. It also holds exclusive licenses for fitting equipment to street furniture in 12 London boroughs.

Virgin Media will most likely take the hotspots and integrate them into its existing network, allowing its customers and businesses to access them on the go.

The Arqiva WiFi company itself will become part of Virgin Media Business, the Virgin branch that provides telecommunications services to businesses.

Peter Kelly, Managing Director of Virgin Media Business, said: “With the acquisition of one of the UK’s largest and best public Wi-Fi providers, we will soon be able to extend the same connectivity. high quality on the outside. In today’s digital age, connectivity is important. whether you’re at home, at work or on the go. I look forward to welcoming the Arqiva WiFi team to Virgin Media. “

Virgin Media’s public Wi-Fi network is currently one of the smallest offered by the UK’s major broadband providers – it lags behind BT’s 5 million national hotspots – but this acquisition should give it a little boost.

“We have made significant investments in Wi-Fi in recent years, which has created a scalable and robust platform for customers,” said Simon Beresford-Wylie, CEO of Arqiva. “I strongly believe that Virgin Media will be a big owner of the Wi-Fi business.”

Source: Virgin Media

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Major Credit Cards – UK Credit Cards Online Deals https://mynyml.com/major-credit-cards-uk-credit-cards-online-deals/ https://mynyml.com/major-credit-cards-uk-credit-cards-online-deals/#respond Thu, 11 Mar 2021 05:24:31 +0000 https://mynyml.com/major-credit-cards-uk-credit-cards-online-deals/ What are the main credit cards? Major credit cards are the most popular credit cards accepted around the world. Cards are provided by Visa, MasterCard, or American Express, which are the world’s largest payment service providers. Credit is issued by a mix of major banks, major retailers and credit providers, giving these major cards recognizable […]]]>

What are the main credit cards?

Major credit cards are the most popular credit cards accepted around the world.

Cards are provided by Visa, MasterCard, or American Express, which are the world’s largest payment service providers.

Credit is issued by a mix of major banks, major retailers and credit providers, giving these major cards recognizable names like Barclaycard or MBNA.

Major credit cards offer a wide range of benefits. They are often popular because they provide the best benefit for each category.

They can have the longest balance transfer period or the longest 0% period for purchases. But many are popular because they are open to people with bad credit.

What are the advantages of a major credit card?

There are no specific benefits beyond having a recognizable name on your card and a large, reputable company to deal with.

Having Visa or MasterCard is almost a guarantee that you will be able to use your card at any merchant that accepts major credit cards, anywhere in the world.

It is more important to consider the advantages of a specific card

You could take comfort in knowing that you are dealing with a large, recognized company, which complies with all consumer rules and regulations, both internationally and at UK level.

What types of major credit cards are there?

Major credit cards tend to be balance transfers, 0% purchase credit cards, and “bad credit” credit cards, reflecting their popularity. This is due to the useful benefits they offer.

Balance transfer cards can be used to clear existing credit debts and the majority of the major ones charge no interest for at least a year, provided you meet the minimum monthly repayments.

0% purchase credit cards offer free short-term credit, typically offering no interest on card purchases for at least a year, but some offer this benefit for longer. As long as you can pay off your balance before the 0% interest period expires, you could effectively borrow for free.

Bad credit credit cards offer a way for those with bad credit history to borrow and improve their credit score. If you are applying for any of them, remember to use this responsibility to avoid getting into more debt.

If these types of credit cards don’t meet your needs, there are many other major types of credit cards – from low APR cards (one of the better choices for sustained borrowing) to reward cards, that give you money or loyalty points (like in frequent flyer miles) as you spend.

Do I have to get a major credit card?

While major credit cards often offer the most competitive benefits, you should always take a close look at any credit beyond the major offers and think about what you need from a card.

Shop around, as lesser-known credit cards may offer the best benefits for your personal financial situation.

What does “most popular” mean?

When we use the term “most popular” on Uswitch in reference to credit cards, these cards are ranked based on the number of clicks they have received on the site in the last 48 hours.

The most clicked cards are at the top, the least at the bottom. This reflects their popularity with visitors to Uswitch.com. Therefore, this is a good table to look at if you want to see which cards most people think are worth buying.

Does Uswitch compare all the credit cards on the market?

We compare credit to over 100 credit cards from all major banks and credit card providers.

However, we do not compare all of the credit cards available in the UK.

This is because some credit card providers have offers that are only available on their own website or branch, or other comparison websites – in the same way that some credit cards are exclusively available through Uswitch.

There are also many credit cards that are only available to members of member organizations and clubs.

What does it mean if a card is listed as an “advertisement” or “promotion”?

We sometimes receive payments from card providers to display their cards in prominent places.

These are advertisements and are designed to be distinct and separate from other cards in our comparison charts. We hope this makes it clear which cards are top notch offers and which cards are paid for promotions.


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Benefits of trading the US dollar (USD) in 2016 https://mynyml.com/benefits-of-trading-the-us-dollar-usd-in-2016/ https://mynyml.com/benefits-of-trading-the-us-dollar-usd-in-2016/#respond Thu, 11 Mar 2021 05:24:31 +0000 https://mynyml.com/benefits-of-trading-the-us-dollar-usd-in-2016/ There has been an upward trend in the value of the US dollar against the British pound over the past year, and the US dollar has risen significantly when reports revealed the UK voted to leave the EU. The UK’s exit from the European Union was announced on 06/24/2016, and at times during intraday trading, […]]]>

There has been an upward trend in the value of the US dollar against the British pound over the past year, and the US dollar has risen significantly when reports revealed the UK voted to leave the EU. The UK’s exit from the European Union was announced on 06/24/2016, and at times during intraday trading, the dollar was up 10% against the pound sterling.

According to an article published in May 2016, Governor of the Bank of England, Mark Carney, warned “A vote to leave the EU could have significant economic effects – on the exchange rate, on demand and on supply potential the economy – which could affect the appropriate framework for monetary policy. “

The US dollar (USD) is the most traded currency

The FOREX market is by far (in terms of volume traded) the largest market in the world. According to a study conducted in April 2013, approximately $ 5.3 trillion in foreign currency was exchanged daily. Speculative trading makes up a large part of this figure.

The US dollar is the most traded currency in the world, which means it is very liquid. Therefore, it is easy to buy or sell US dollars because there is a constant flow of supply and demand. Other financial assets, such as popular stocks, for example, shares of Apple Inc., can also be considered very liquid. This is a great advantage, as it allows traders to easily enter or exit a position, and it also gives investors the opportunity to trade a large asset at large volumes.

The US dollar offers good levels of volatility

The US dollar is considered a hard currency (its value is unlikely to fluctuate significantly.) This gives traders some stability while trading and allows them to profit from sharp declines in the price of another currency, without too much risks. for them.

The US dollar is used as the national currency of many countries other than the United States of America, & most of the world’s commodities are valued in US dollars. Therefore, buying dollars can be used to hedge against risk in other positions, while also allowing for a more diversified portfolio. There are also some advantages that are true when trading any currency, for example, the markets are open 24 hours a day (5 days a week).

Click here to learn more about forex brokers and currency trading.


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